9.6        The debit order mandate will continue until the total amount due in terms of the agreement is repaid in full and you agree not to (i) cancel the debit order; (ii) close the bank account; or (iii) allow your salary to be paid into another bank account before the total amount due in terms of the agreement has been paid in full, unless you have given us one month’s written notice. We will provide you with a list of all participating retailers on request. 9.3.3    the retailers can receive payment from any other source or party. Similarly, if the company rule is that a rejection rate of 5 percent is acceptable, but the department consistently achieves a rejection rate of only 1%, then a production bonus would be in order. 9.3        You must pay all amounts shown in the monthly statement or account that are due to us, on or before the due date. “bsmart membership” or “membership” means the Buyers Reserve Fund membership as provided for in our Memorandum of Incorporation and Articles of Association in terms whereof Cape Consumers administers a buy aid for and on behalf of members, including a rewards offering and bonus as referred to in clause 6.2; 1.7. If you are a legal person, the natural person who enters into the agreement on behalf of the legal person, warrants that he/she is duly authorised to do so and accepts responsibility for payment of the amount due in terms hereof, as surety and co-principal debtor with said entity. Your Group is entitled to 14% performance bonus = 44,032 X - 6, 64.48 Rs 6, 64.48 is ta be divided among your downlines according to the levels of their achievement. As part of the process Cape Consumers will consider the applicant’s financial and other relevant personal information and determine a maximum purchase limit for which the member may purchase from retailers during a trading period. 9.5        If the due date for payment during any particular month falls on a Sunday or public holiday, the payment due date will be the last business day before the public holiday or the Friday before the Sunday. It goes without saying that consumer behavior has changed a lot, and this also impacts our credit card spending… Continue Reading » Filed Under: American Express, Credit Cards . This is not to say that a few disgruntled employees will not proceed with a claim  of unfair labour practice, but that is a problem that will not prove to be insurmountable. 5.12      You must take proper care of your card, including taking all possible steps to prevent any person who does not have the authority to use it, from using it, or to prevent the card from being lost, stolen or damaged. The payment will be due to Cape Consumers by month end of the month in which the trading period ends. This is evidenced by the fact that at  job application interviews most applicants will ask "do you pay a 13th Cheque?". For 400 units, they used to pay Rs 1320, now they'll … This email address is being protected from spambots. Period TrustIndex; Aug '20: 0: Sep '20: 2.8: Oct '20: 3.4: Nov '20: 3.2... Average time to reply. Consumer Price Index CPI in India is expected to be 155.73 points by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Please confirm to us in writing if you intend to cancel the agreement. 16.1     You hereby authorise us to cede (transfer) to any third party, all rights title and interest in and to all or part of your debt with us. This incentive may not be combined with the following incentives: 2021 RAM 1500 DS Crew and Quad Cab Retail Customer Cash Allowance, 2021 RAM 1500 DS Regular Cab Retail Customer Cash Allowance, 2021 Chrysler, Dodge, and Jeep Non-Prime Retail Bonus Cash, 2021 Chrysler, Dodge, and Jeep CCAP Non-Prime Retail Bonus Cash, 2021 Chrysler Capital 0.0% for 72 Months Standalone APR Special … Club Mykonos Langebaan* Western Cape R2 534 Mount Sierra* Western Cape R3 260 Hastings Hall* Western Cape R3 791 Port Owen Marina* Western Cape R 3,266 Disclaimer: Terms and Conditions apply. Before you make the final payment, you must request the total amount owing to us and we will confirm the amount either telephonically, or via fax or e-mail. The member remains responsible for all amounts owing on the account and the purchase limit will not increase as a result of secondary cards issued. You can open a Platinum Checking Package, Gold Checking Package, or Easy Checking Package. “account” or “account number” means the member’s unique bsmart account number with linked purchase limit as agreed between the parties; 1.2. 14.2     If you do not make payments in terms of the agreement, you will pay interest on the amount that is in arrears. 15.5     If you breach the agreement you will forfeit the bonus payment for the months where you were in breach and you will forfeit your share of the Buyers Reserve Fund as provided for in clause 6.2 and clause 6.4. Bonus. Signing up for credit cards through partner links earns us a commission. November is bonus month and we want to help you #spendsmart. Our Memorandum of Incorporation allows us to distribute your share of these payments when the agreement terminates, provided that if the agreement terminates due to your breach of contract, you will not receive any payment and you will forfeit your right to receive any payment. 6.1        The provisions of our Memorandum of Incorporation, as may be amended from time to time with the approval of a resolution of the buyers passed with a two thirds majority at a special general meeting of the buyers and at which meeting at least 50 (fifty) buyers are present, regulates the affairs of Cape Consumers in relation to the buyers. the annual interest rate that applies to overdue payments; the interest for the month (if applicable); the total amount due on the date that the statement is processed. For 300 units, they used to pay Rs 971, now they'll pay Rs 526. "card PIN” means a unique numeric password that you enter at the payment terminal, point of sale (POS) device, when you make a payment for purchases at a retailer; 1.10. 11.2     Before you make the final payment, you must request the total amount owing to us and we will confirm the amount either telephonically, or via fax or e-mail. In other words if the company has set a target for one particular employee. The debit order mandate will continue until the total amount due in terms of the agreement is repaid in full and you agree not to (i) cancel the debit order; (ii) close the bank account; or (iii) allow your salary to be paid into another bank account before the total amount due in terms of the agreement has been paid in full, unless you have given us one month’s written notice. We may hand over your debt to attorneys or debt collectors for collection in which case the permissible charges as allowed for in law will apply. or at any time during the term of the agreement, is correct. Unless otherwise agreed we will deliver a monthly statement of account to you by email to the email address provided in your application. 5.11     The card will never become your property and you must return it to us on termination of membership or on request. If we terminate the agreement due to breach, you will forfeit any bonus payments and your share of the Buyers Reserve Fund that would have been due to you at the date of breach of the agreement. If you breach any term of the agreement, we may without limiting any of our rights in terms of the law, terminate your membership, cancel the use of the card/s, mobile app and/or account immediately and demand that you pay the full outstanding balance which will immediately become due and payable and immediately return the cards. “application” means an application for bsmart membership and use of a bsmart card on these terms; 1.4. Copyright © 2021. Unless otherwise agreed by Cape Consumers, the interest rate that will apply to overdue balances will be the maximum rate for incidental credit agreements allowed for by the NCA. Great New Amex Offer For Marriott Stays. Some employers may argue that they don't know six months in advance that they will be unable to pay the bonus, but surely by midyear they must have some idea of what the profits will be like at the end of the year. $500 will be paid after 4 weeks and $1000 will be paid after 6 months. The production bonus is based, not on performance measured against company standards, but rather on production measured against targets. Terms apply to the offers listed on this page. Cape Consumers determine their internal risk rules in their own discretion in the interest of the company and the members. Looking forward, we estimate Consumer Price Index CPI in India to stand at 164.22 in 12 months time. They may in their own discretion determine whether to allow the application for an increase or not. 14.3     If you are in breach of the agreement, the full outstanding amount (including capital, interest and fees) will immediately become due and payable and you may be liable for other costs that the law allows us to charge, like collections costs. 36-Month Bonus CD: Review: Pen Air Federal Credit Union: 1.05%: $500---36-Month CD: Review: INSBANK: 1.00%: $2,500---30-Month CD: Review: First Internet Bank: 0.81%: $1,000---36-Month CD: Review: Rising Bank: 0.60%: $5k---36-Month CD: Review: Best 4-Year CD Rates. 15.6     You agree that we can appoint a tracing agent, if you breach the terms of agreement and we are not able to trace you. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening. Bonus Chapter. She earns R20,000 as a basic salary each month but in March 2020 she received an annual performance bonus of R10,000. You may apply for an increase in your purchase limit at any time after becoming a member and Cape Consumers will consider the request in accordance with their internal risk rules. On a monthly … “due date” means the date that payment is due to Cape Consumers for purchases made from retailers during the trading period, and which date will be the last day of each month; 1.12. We will deal with the three common types of bonus, namely the Christmas bonus or 13th cheque as it is known, the performance bonus and the production bonus. This bonus is normally classed as a gratuity - in other words, a payment of gratitude by the employer to the employee in recognition of a job well done, or if you like, going the extra mile. For activation of the card on the Cape Consumers system and to be able to utilise the card to make purchases, the initial setting of the card PIN is required. In other words if the company has set a target for one particular employee or, for that matter, for a particular department to produce 100 widgets per hour, and the employee or department consistently produce 130 widgets per hour, then a production bonus would be justified. Cape Consumers will claim payment from the member for the value of the transactions incurred by the member on the bsmart card, mobile app or account for the trading period. Some employers may argue that they don't know six months in advance that they will be unable to pay the bonus, but surely by midyear they must have some idea of what the profits will be like at the end of the year. The employer must bear in mind that many employees count the amount of the bonus into their normal household budget during the holiday season, and they depend on the bonus to pay for the annual holiday, Christmas presents and so on. No bonus will be payable in relation to the full amount of bonus qualifying purchases for a trading period where the amount due was not paid in full on or before the due date. If you are in breach of the agreement, the full outstanding amount (including capital, interest and fees) will immediately become due and payable and you may be liable for other costs that the law allows us to charge, like collections costs. 9.7        If you give such notice and cancel the debit order mandate, the cancellation will not cancel the agreement. Although no immediate payment to the retailer takes place when you use the card, mobile app or account number, no interest will run from date of purchase, as this is not a credit agreement. and "can we hold back the payment of bonuses until February?" This obligation to pay applies whether or not: the amount recorded in respect of any such purchase is correct; and/or, there is any dispute between you and the retailers; and/or. Cape Consumers receives members’ transactional details from Co-Switch or WiGroup as the authors and processors of the transactions through card, mobile app and account. Part of the application process involves a financial risk assessment in terms of Cape Consumers’ internal risk rules to determine a purchase limit for which the member may purchase during a trading period. 5.15.3     we have other evidence that is satisfactory in our opinion to reasonably confirm that you authorised someone else to use the card, mobile app or account. 6.2        The bonus may be paid annually, quarterly or more frequently as determined from time to time by Cape Consumers. Firstly, at the outset, it must be understood that Labour Law is silent on the question of bonuses. 5.2       Although no immediate payment to the retailer takes place when you use the card, mobile app or account number, no interest will run from date of purchase, as this is not a credit agreement. The provisions of our Memorandum of Incorporation, as may be amended from time to time with the approval of a resolution of the buyers passed with a two thirds majority at a special general meeting of the buyers and at which meeting at least 50 (fifty) buyers are present, regulates the affairs of Cape Consumers in relation to the buyers. Maruti Nexa Cars Discount Schemes for March 2021. document.getElementById('cloakfad9d99344fe0d620c9454850c2802dd').innerHTML = ''; July 31, 2020 by Ben 19. If any of the parties take legal action to enforce the agreement (including legal action against you to recover any amount due to us), the parties agree to: the jurisdiction of the Magistrate’s Court even if the amount claimed is more than what the Magistrate’s Court normally be entitled to determine; and. 13.2     We may make enquiries with third parties to confirm whether the information that you supplied during the application process. The easiest way to earn miles, points or cash back is by opening a new rewards credit card and earning its welcome bonus. Should you require any further assistance, please contact us on 021 409 7600 or send an email to. You agree to receive notices (including but not limited to a notice in terms of section 129 of the NCA) by registered mail at your. You need to apply for membership. 1955/003218/07, of Atlantic Centre, 3rdFloor, 14 Christiaan Barnard Street, Cape Town and VAT no. 8.2.3    the annual interest rate that applies to overdue payments; 8.2.4    the interest for the month (if applicable); 8.2.5    the total amount due on the date that the statement is processed. pay all legal costs on the scale as between attorney and client, which will include interest, tracing fees and collection commission, as the case may be. var addyfad9d99344fe0d620c9454850c2802dd = 'capecon' + '@'; HOURS. 5.16     You agree not to exceed the purchase limit. 8.4       As the member it is your duty to make sure that you receive your monthly statement. You agree not to exceed the purchase limit. 5.1       Members may use the bsmart card, mobile app or bsmart account number (where applicable) to facilitate payment for goods and services from retailers. Yup! Many employers these days have done away with the payment of a 13th cheque and have incorporated the amount into the employees basic salary. 7.1        Subject to clause 9.2 below, you will pay a monthly bsmart membership fee of R 120.00 in consideration for the services that we provide.
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